Refinance With Commission Income in Arizona 2026: How Lenders Average Variable Pay

Published on: 10/15/2026

Refinance with commission income in Arizona: how lenders average two years of variable pay, what happens when commission drops, and a worked Scottsdale example showing a 5 point swing in debt to income. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
Get pre-approved
Rates and fees

Book a 15 minute call